Business Insurance
COVERAGE FOR YOUR BUSINESS
Protecting Florida Businesses Against Risk
Businesses are subject to a lot of risks, including equipment damage, periods of no income, lawsuits, and injuries. These and other risks can be costly, and for this reason businesses need protection. Insurance provides protection that’s necessary and at Harr & Associates Insurance, Inc. we have a complete business insurance program. Through our program we tailor solutions to individual clients, and we’ll tailor a solution to you. You and your operation will be fully covered for the right price as a result.
Florida is home to many different kinds of businesses, each of which needs customized insurance. We’ve served businesses in The Sunshine State for a long time, and we’ve delivered customized policies to each of these businesses. You can count on us to give you the best protection possible and to ensure that you pay for only what you must.
Business Insurance Coverage Details
Business insurance is designed to protect against damages to operation-related property and against liabilities. It also protects employees against the costs of medical attention in some cases and it protects employers against the costs of employee-related lawsuits in some cases. It’s essential for any commercial enterprise, if the enterprise has an insurance policy, that the policy that the enterprise purchases matches its needs. This is one reason why we’ll help you select the right coverages and it’s a reason why we’ll also ensure that your policy fits.
Through a network of A-rated carriers we give you the best possible selection of options, and the options in the selection that we offer include:
- Commercial property insurance
- Commercial general liability
- Business owners policy (BOP)
- Inland marine insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Professional liability
- Workers compensation
- Crime insurance
- And much more …
In some cases it’s possible to combine business insurance policies with policies for other types of insurance. If we can combine your business insurance policy with a policy for another type of insurance, we will. This will save you time and money. To find out about your options, just speak with an agent.
Customized Services and Support
We assess businesses’ needs thoroughly before coverage selections are made. We work one-on-one with clients in order to determine which coverages are most appropriate, and we then shop on clients’ behalves for the best coverages. Once we find what’s best for clients, we create solutions that are as fitting as can be. We’ll assess your operation, discover what’s most appropriate for you, shop on your behalf, and create the solution that’s most fitting for you.
Once the solution that we create for you is in place, we’ll monitor it regularly and we’ll keep you informed. We manage risk and claims, and we’ll manage your risk and we’ll manage any claims that you file. We’re also reachable whenever you want or need to get a hold of us, so getting important information will be easy for you.
Please contact us or give us a call to learn more. You can get started by requesting a quote.
Additional Business Insurance Information:
- Small Business Insurance Information and Resources (The Insurance Information Institute (III))
- Small Business Insurance Basics and Resources (The National Association of Insurance Commissioners (NAIC))
- Small Business Insurance Facts and Resources (The U.S. Small Business Administration (SBA))
At Harr & Associates Insurance we’re proud to provide business insurance in Largo, Palm Harbor, Port Charlotte, St. Petersburg, Clearwater, and Tampa, FL. We also serve other areas in the state.
